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Rob Hibbits
Jack Hibbits
Laura Hibbits

Current Topics

Health Care Reform

The Affordable Care Act (ACA) was passed by Congress and then signed into law by the President on March 23, 2010. On June 28, 2012 the Supreme Court rendered a final decision to uphold the health care law. On January 1, 2014 the individual marketplace plans became effective.  The new Health Care Reform regulations are ever changing and can be confusing to many. Hibbits Insurance, Inc. will guide you and keep you informed of all the changes.

Health Care Reform Summary - Summary of the Affordable Care Act

Health Care Reform Timeline  - Timeline of Changes under the ACA law

Employer Mandate - Flow Chart outlining the Employer's Responsibility

Individual Mandate - Flow Chart outlining the Individual's Responsibility

2014 Tax Provisions - ACA Tax Provisions for individuals and employers

Subsidy Calculator - Are you eligible for a Federal Subsidy? Contact Hibbits for assistance using this tool.

Healthcare.gov - The State of South Carolina did not create its own insurance exchange. To learn more about the federal subsidy visit this site.  


Wellness & Preventive Care

The success of any health plan is predicated on utilization of its wellness and preventive services.  The Affordable Care Act covers most preventive services now at 100%. This combined with a proactive wellness program can dramatically reduce healthcare expenses. Improving your diet and exercise also leads to a more proactive and healthy lifestyle. Hibbits Insurance, Inc. promotes and educates its individual and employer clients tirelessly on implementing wellness and preventive initiatives. Our objective is to keep you as for away from the hospital as possible.

ACA Preventive Benefits  A list of no-cost Preventive Screenings under the new law

Diet and Obesity - Check your BMI Index

Stay Healthy - American Cancer Society article on healthy living

Start an Exercise Plan - How to Start an Exercise Program